Disability Overpayment Cases

When Your Insurance Company Wants Money Back

ERISA Law Group disability attorneys can help you defend yourself when your insurance company demands a repayment of disability benefits that have allegedly been "overpaid."

In some situations this demand from the insurance company may be legally or technically correct - most frequently when Social Security benefits have not been properly deducted from insurance company disability benefit payments. Alternatively, the terms of the disability plan might specify that the insurance company is entitled to reduce your benefit payments by the amount of a workers’ compensation settlement, a settlement from the employer, or another disability policy.

In other cases you may be unjustly asked for repayment of your disability benefits. Insurance company employees can misinterpret the terms of your plan. They can make clerical errors. Perhaps most frustrating, the insurance company may have failed to act in a timely manner on information you provided in good faith, leading you to believe that your benefits would not be reduced.

You should not be held liable for insurance company mistakes. The ERISA Law Group attorneys can help you defend against a repayment demand that threatens your finances and your credit standing.